When you find something you want to buy online, you may plan to use a debit card or or Credit cards are purchased. Plastic is the preferred method for most of us -it is convenient, safe, and fast as lightning.
However, what if the store you buy does not accept credit cards? What do you do?
It is surprising that many stores outside the United States regard credit cards as options, if not completely avoided.
The most important thing is that many consumers in the world
No credit card -even refusing to use credit cards online.
Today we will look at
Your Woocommerce store can accept several ways to pay without credit cards . We will also discuss why These replacement payment methods are so important, and how they increase your sales (or prevent shoppers from walking away).
Let’s dive into the water!
Why do you want a cardless option
As we mentioned, the credit card is often
Preferred Method , But this does not mean that everyone can use them. 70% of the American adults have at least one credit card, but 30% still do not have -due to choice, credit records, or factors they cannot control.
But this is just the United States. In India, the credit card usage rate is about
2%
(this article is called \”low\”). South Africa, who was born and grew up at WoOocommerce, is currently about 17%. A polls show that 38% of South Africans believe that online credit cards are not safe enough.
The use of credit cards in the world
and different confidences . If you only transport to the United States and Canada, you may think that most of your shoppers will accept plastic. However, if you sell or ship elsewhere, customer payment expectations may be very different .
Picking money from your client may be more tricky than your expected, especially if you plan to develop internationally According to your location, according to your location , Your sales object and you mention it to your customersIn the way of products,
You should consider adding at least one alternative payment solution that does not involve credit cards in your store
. You can consider some of them, which is easier to use than you expect. Continue reading to get some ideas.
For local customers: Cash on Pay (COD)
Woocommerce has some built -in built -in The payment options are useful for
local customers
to pick up or receive goods . We will check the pickup first and then deliver. For pickup, there is a local pick -up option in Woocommerce. You can do it as saying on the tin: let the customer pick up the goods directly from your location. Woocommerce uses the customer’s address to determine whether they are within the local area (that is, in the transport area you added to the transportation area); if so, this option will be displayed to them.
Local customers can pick up the goods after placing orders and preparing orders, thereby saving them and your freight.
In this case, we recommend using Local Pickup Plus expansion program
-it adds useful functions, such as notifying emails and multi -location support, which is actually it is actually You need to let this equivalent do not need to run the credit card.
In order to avoid requesting credit card payment from the pick -up customer, you need COD). COD is a separate payment option in Woocommerce. Similarly, it is easy to understand: customers pay when their order delivery (or in this example). The technique here is
Add \”Local Pickup Plus\” to the COD settings as the enabled transportation method
. This will make your pick -up customers easily check out without paying, and give you cash to you when you meet in person. Chris Lema has a good tutorial to let these options work together; this is a few years ago, but this proposal is still effective.
Continue to accept the delivery of your employee or courier -this is simpler. As mentioned earlier, Payment will only appear in the transportation method you assigned . Therefore, you can create a transport area encoded one or two postal codes, add a transportation method, and then you can go on the roadIt’s right.
In this case, we enable COD This method is limited to a postal code, so only local customers can use COD.
Please note that the delivery of goods is not only suitable for local transportation , but also in the United States and other countries/regions, which is common in food distribution. If your postal service or carrier sets the COD option for you, operate it according to the same instructions -just check these transportation methods to ensure that you pay the customer at the right time!
For mobile shoppers: use Apple Pay for one -click payment
As we recently announced, you can now provide options for mobile shoppers and use it on Apple Wallet. The billing information or the Touch ID on the support device pays the order.
This is done through Stripe payment gateway. You will find it bundled with Woocommerce, and use it to open the box (or -if you have not -it can it for free!).
Apple Pay brought the stored payment information and one -key payment to Your Wookommerce Store. Your client Need
Add their credit card or debit card information to their Apple Wallet to use Apple Pay for purchases,
But once you add, you will you Can accept their payment without having to involve these cards . Customer billing information stores safely in their wallets and will not store any content on your server (only Stripe).Is this really a cardless option? On the one hand, not: your customers must enter their card information to use Apple Pay, and you need to use Stripe (you can process various cards) to accept it. But on the other hand,
Apple Pay reduces the needs of mobile shoppers to find and use cards,
and to undertake the burden of processing or store data outside the store .
In this sense, we are glad to call it
a card option. A variety of online selection: Use KLARNA for card -free payment In some countries/regions outside the United States, do not trust a single e -commerce website to process bill information, but payment processors can. This has led to the rise of companies like KLARNA, which is a Swedish payment processor that can handle everything from top to bottom -in some cases, no credit card or debit card is required.
KLARNA’s biggest attraction is its
flexible payment options, no password or login . If your store is equipped with KLARNA, customers only need to enter their email address and postal code to start the checkout process.
A sample KLARNA checkout — only the email address and the postal code can start the checkout process.
For the United States and many European customers, KLARNA provides its own KLARNA Checkout, allowing shoppers to use credit cards as usual. However, if your shoppers are cautious about using the card
, then what is really worth seeing is their \”cargo -to -payment\” and \”purchase immediately, future payment\” options
.
Payment after delivery, the customer places the order through KLARNA, no need to pay in advance
Any
123 ]cost. During this period (within two working days), KLARNA pays you pay, and then you transport orders to customers as usual. Then, the customer can pass the bank for a maximum of two weeks after the order is delivered or (if they are willing) to pay the credit card to klarna . Purchase now, the starting way to pay in the future is similar, but depends on the approved credit limit
. Similarly, customers do not need to pay any fees in advance, and KLARNA will pay you purchase fees. Once they receive orders from customers, they can pay immediately or pay interest regularly.
(Please note that the second option is not available in the United States, but If you are currently supported by if you are currently supported by Sweden, Denmark, Finland, Norway, Germany, Austria, the Netherlands, or Britain (KLARNA currently supported National/region) is available.) If you are worried that your clients do not trust their card information, or just want to give them some very simple options so that they can pay before paying
]WillThe order is handed over to them, then KLARNA is your best choice. The idea of \u200b\u200bnot paying any fees in advance is very eye -catching, we must give them!
If your customer does not use a credit card, you can still accept their payment
] Whether you are selling in a country/region where you are common in credit cards, or just want to provide alternatives for shoppers who do not use credit cards, Woocommerce has a lot of payment methods you can try . These are just some cardless options there -more attempts. If you think this will satisfy your customers, please don’t be afraid to try and explore! You never know what an option will affect your sales. We really want to hear your views on these solutions, or whether you intend to try one of them in your store. If you want us to support any other unique payment methods, please tell us -we have been looking for new ideas.
Recommended reading:
Another cardless option: BACS (Bank/Electric Exchange)
Use woocommerce to pay for payment. The other five methods
If you sell internationally, what payment methods should you understand
, but also in the United States and other countries/regions, which is common in food distribution. If your postal service or carrier sets the COD option for you, operate it according to the same instructions -just check these transportation methods to ensure that you pay the customer at the right time!
. Customer billing information stores safely in their wallets and will not store any content on your server (only Stripe).
